Important — This is a LOAN Scheme

The Bihar Student Credit Card (BSCC) is a repayable education loan provided by the Government of Bihar — it is NOT a scholarship or free grant. Students and parents are advised to read the terms carefully before applying.

About the Scheme

Under the BSCC scheme, students who have passed 12th from Bihar can avail an education loan of up to ₹4,00,000 for pursuing higher education, including the MBBS programme. The loan is processed through the District Registration cum Counselling Centre (DRCC) under the Education Department, Government of Bihar.

Up to ₹4 Lakh

Education loan limit.

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Loan Amount

Up to ₹4,00,000

The loan covers tuition fees and other approved education expenses for higher studies, including MBBS.

Via DRCC

District Registration cum Counselling Centre.

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Processing Body

District Registration cum Counselling Centre

  • Under Education Dept., Govt. of Bihar
  • Visit your district DRCC to apply
  • Loan disbursed directly to institution

Helpline 1800-345-6444

Education Dept., Govt. of Bihar.

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Helpline & Support

1800-345-6444

Toll-free helpline for BSCC queries — available during working hours.

Official portal:
7nishchay-yuvaupmission.bihar.gov.in

How to Apply

  1. Register on the official portal: 7nishchay-yuvaupmission.bihar.gov.in
  2. Visit your District DRCC with required documents (admission letter, fee structure, ID & address proof).
  3. The loan is disbursed directly towards approved education expenses.

Disclaimer: Loan terms, eligibility and repayment are governed by the Government of Bihar. LBKMCH only facilitates information.